ESTO 12 - moderns un ērts norēķinu veids bez papildu maksas

ESTO 12 is the most popular next-generation payment method that allows you to split your purchase into 12 equal payments over 12 months – with no interest and no additional fees. Get exactly what you need now and pay later – easily, quickly, and securely.

How does it work?

With ESTO 12, you can divide your total purchase amount into 12 equal parts and pay over 12 months with no extra costs.

1. Add your chosen items to the shopping cart.
2. At checkout, select ESTO 12 as your payment method.
3. Receive instant approval in real time.
4. Sign the agreement using Smart-ID or your online bank and receive your purchase!

Why choose ESTO 12?

• 0% interest – no hidden fees or charges.
• No commission fees – pay only for your purchase.
• Easy approval – sign the agreement directly on your smartphone.
• Flexible purchases – split payments into equal parts starting from €30.
• Available to Latvian residents aged 19 to 70.

The ESTO 12 payment method is provided by ESTO LV AS.

Choosing this payment method is a financial decision involving obligations, so please consider your ability to make payments before proceeding.

Email: [email protected]
Phone: (+371) 662 222 50